To open a joint account you will need to make an appointment with your local branch. Yes, you can choose to link a Debit Mastercard to your Everyday Account at no charge. For a full list of fees please refer to the Schedule of Fees Charges and Transaction Account Rebates booklet. Open our convenient transaction account and get access to useful features. You need to be an Australian citizen or resident in order to apply for an Everyday Account
With branches throughout the Northern Rivers NSW and South East Queensland, we offer good old-fashioned customer service with all the bells and whistles of a modern bank. A credit card that really does live up to its name, turn every swipe into an opportunity with a Summerland Bank Rewards Credit Card. Lets you use the value of your home for a personal loan at a reduced rate. A fixed rate loan to give you certainty and peace of mind. A simple loan with redraw and a low ongoing rate. Wherever you are, whatever you’re doing, you can now use your compatible phone or wearable2 to make secure, cashless payments.
Comparison rate is based on a loan of $150,000 over 25 years. So, come on in and experience good old-fashioned customer service, with all the bells and whistles of a modern bank, and see what makes banking with us truly special. At Summerland Bank, we believe in a friendly, personalised kind of banking. It’s about being able to provide a braver banking alternative and protecting our natural heritage long into the future. Founded on a belief in the power of the collective, we pride ourselves on always being there to support our community, in both the good times and the challenging ones. Whether it’s your first-ever account or you’re looking for a fresh start away from the ‘bigger guys’, we can get you up and running in minutes – online, over the phone, or in a local branch.

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On the few times I’ve needed support, it’s been resolved in minutes.” T&Cs apply.Brokerage rates differ for Superhero Super.Graphs & charts are illustrative only. All loans are subject to lending criteria and suitability assessment. These calculations do not account for potential additional fees and charges, such as default charges, which may be incurred. Early repayment will reduce the total interest payable on the loan.

Unlike traditional banks, our profit doesn’t go to shareholders, they are reinvested into improving our services, products and banking solutions to support you every step of the way. With branches conveniently located throughout the region, and innovative online banking services, we offer good old-fashioned customer service with all the bells and whistles of a modern bank. Your loan repayments will be set up automatically through direct debit, so the money will be transferred from your bank account to us on the agreed dates. To apply for an emergency loan simply use our online application form, have your mobile and bank details to hand, and know the size of the repayments that you can comfortably afford. Use our help guides, FAQs and other support services to help you manage your banking more easily.
Conditions, fees and charges apply. Limited to cash held in a Summerland savings or fixed term deposit account. The comparison rate is based on a secured loan of $10,000 over 3 years. The comparison rate is based on a secured loan of $30,000 over 5 years. Conditions, fees, and eligibility criteria may apply, see us for details.

This handy tool helps you keep track of what you spend each year on subscriptions and bills, so you can find ways to save money. Westpac Choice is our most popular account. Australia Post acknowledges the Traditional Custodians of the land on which we operate, live and gather as a team.
Set up your young ones with an easy-to-manage investment account on their behalf. Our easy-to-use app puts the power back in your hands, no matter your bank balance or know-how. Low fees, lower buy in amount making it easier to grow and diversify your… It’s the easiest to understand, is the cheapest in fees, and its whole app just makes sense.”
An APR (Annual Percentage Rate) does not apply to Cash Loans. The minimum loan term is 2 months and a maximum of 12 months. We will then acknowledge your complaint, generally within one (1)business day, and give you the details of how you can contact usregarding your complaint. The target market determinations (TMDs) describe the group of consumers that are likely to be suited to our Personal Loan products based on consumer needs and the key features of the product.
Your money, your way – fast, simple, and secure. Whether you’re planning ahead or enjoying retirement, our Term Deposits offer stable returns and the confidence of a trusted Credit Union. Now serving 5.00%# 7‑month and 5.40%# 11‑month Term Deposits for personal and business. We pay our respects to elders past, present and emerging, and acknowledge the ongoing connection that Aboriginal and Torres Strait Islander peoples have with Australia’s land and waters. As a B Corp, we’re part of a global community of businesses that meet high standards of social and environment impact.
Whether you’re buying, building, or refinancing, our range of feature-packed home loans make it easier to find the right fit for your life and budget. Building a nest egg for your child is easy with our high-interest Little Star Saver account that rewards you for growing your balance, no hidden fees. Minimum monthly payments apply during the interest free period.
If you’d like to earn interest, you can open a savings account at the same time. Other fees and charges may apply. This offer may be repeated from time to time, withdrawn, varied, or extended at any time. For joint accounts, individuals must meet the eligibility criteria for the fee waiver to apply.